Personal loan is the obvious choice if you need finance for Personal finance, Medical emergency, Wedding purposes, Abroad travel, Holidays, Child education and for buying consumer durable things. Means if you have a requirement of money so personal loan is the best choice.
Minimum per month Income of Rs.18500 in Metro cities required.
Minimum per Month Income of 12500 required in other cities like Tier 1, 2 & 3.
Age Must be above 21 Years.
Regular Source of Income with Valid proof of income like - Pay Cheque, Account Transfer. Cash salary is not considered by any bank.
Minimum 6 Month stability in current company for Salaried. 2 Years ITR for self-employed / Professionals.
CIBIL SCORE must be above 750 points.
HDFC bank offers personal loans to salaried, self employed, professionals, doctors, CA's for up to 25 lakh.
Why choose HDFC Bank?
• No Hidden Charges, Reasonable processing fees.
• Special Offers for women borrowers.
• Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Pune, Calcutta, Ahmedabad, Cochin).
• Interest Rates starts from 11.99% p.a*
ICICI Bank offers personal loans up to Rs. 20 lakh for salaried, up to Rs.30 lakh for self employed and up to Rs.40 lakh for doctors.ICICI Bank offer flexible repayment option of 12-60* months.
• Interest Rates starts from 11.49% p.a*
• Disbursement within 72 working hours
• No Security / No Collateral
• Flexible tenures up to 60 months.
Axis bank's personal loans will give you a helping hand to meet all your personal requirements.
• Loan amount from 50000 to 15 Lakh
• Loan available to salaried individuals only
• Simple procedure, minimal documentation and quick approval
• Rate of Interest starts from 15.00% p.a*
• Available in 65 Locations throughout the India.
Bajaj Finserv is the one of the fastest growing companies in terms of personal loans as per current market scenarios. Borrowers are looking for bajaj because of its best repayment plans, lowest rates & transparent policy.
• Instant Online Approval
• Funds transfer to your account within 72 hours
• Maximum loan amount of Up to 25 Lakh
• Minimum Income required are Rs.25000
• Processing Fees of 2.25% to 3.00% of the loan amount
